Что такое высвобождение капитала из недвижимости?

Equity release is a financial option that enables homeowners to unlock the value tied up in their property without having to sell it. This allows them to access a lump sum, regular payments, or a combination of both. The funds can be used for various purposes, such as home improvements, debt repayment, purchasing another property, or covering personal expenses. The loan is secured against the property, with interest charged at mortgage rates. Repayment typically occurs when the property is sold or under agreed terms with the lender. Equity release can be an effective way to access liquidity while retaining ownership of your home.