Closing costs are part and parcel of every real estate transaction. Buyers and sellers normally incur these fees when completing a sale. Each type of sales transaction has its own set of requirements and fees. As provided by the Dubai Land Department, here are the costs you’d expect to pay for property transactions in Dubai.
Secondary Sale
Documentary requirements and costs to register the sale/purchase of land or real estate unit are as follows:
Normal Sale (Completed Units/Offices/Land)
The following documents are required for a Normal Sale:
- Original Title Deed: Proof of ownership.
- No Objection Certificate (NOC): Issued by the developer. NOC Fee: AED 525.
- MOU Sale Agreement Form (Form F): Through the Dubai Land Department (DLD) Dubai Broker’s App.
- Identification Documents: Original passport, Visa and Emirates ID for both seller and buyer. Valid passport for non-residents (seller and buyer).
- Official Power of Attorney (POA): If applicable.
- Seller Cheque: Selling price.
Oqood Sale (Under Construction)
The following documents are required for an Oqood Sale (Under Construction):
- Oqood Initial Contract: Proof of ownership.
- Sales and Purchase Agreement (SPA): Required in case of a sale from a Developer.
- No Objection Certificate (NOC): Issued by the Developer. NOC Fee: AED 5,250.
- MOU Sale Agreement Form (F): Through the Dubai Land Department (DLD) Dubai Broker’s App.
- Identification Documents: Valid passport, Visa, and Emirates ID for both seller and buyer. Valid passport for non-residents (seller and buyer).
- Official Power of Attorney (POA): If applicable.
Dubai Land Department (DLD) Fees
Buyer Costs and Fees:
- 4% of sale price + Knowledge and Innovation Fee
- 40 AED (Off-Plan Units)
- 580 AED (Apartment or Villa)
- 430 AED (Land)
Trustee Fees
Normal Sale (Completed Units / Offices / Land):
- 4,000 AED + 200 AED (5% VAT): If the property price is equal to or more than 500,000 AED.
- 2,000 AED + 100 AED (5% VAT): If the property price is less than 500,000 AED.
Oqood Sale (Under Construction):
- 5,000 AED + 250 AED (5% VAT): If the property price is equal to or more than 500,000 AED.
- 3,500 AED + 175 AED (5% VAT): If the property price is less than 500,000 AED.
Rent to Own
The following are the documentary requirements and costs for the registration of a rent to own contract between a buyer of real property and a financer. At the end of the term of contract, the ownership of real property is transferred to the buyer.
Documents Required
- Title Deed
- No Objection Certificate from the developer
- Deferred Sale Agreement
- Letter from the bank indicating the Ijarah amount with the start and end dates
- Copies of valid Passports or Emirates ID cards of the seller and buyer
- UAE Nationals (Citizen File Number + Copy of Nationality Certificate)
- Non-UAE nationals (A copy of the residence permit, No Objection Certificate or passport)
Land Department Fees
- Seller: 2% of the sale price
- Buyer: 2% of the sale price
- Title Deed issuance fees: AED 580
- Map Issuance Fees: Amount varies based on the type of real property
- 0.25% of the rent amount
Registration Fees
- Property with a purchase price equal to or exceeding 500,000: AED 4,000
- Property with a purchase price less than 500,000: AED 2,000
Mortgage Discharge and Rent to Own Contract Transfer
Documentary requirements and costs to register a mortgage discharge (subject to a letter by the financer)
Documents Required:
- Original Title deed.
- Official correspondence from both the lender and the mortgagor to terminate the mortgage.
- Original mortgage contract (owner's attendance is not necessary).
Land Department Fees:
- Mortgage redemption fees: AED 1000
- Knowledge surcharge per service: AED 10
Deferred Sale
The following are the documentary requirements and costs to register the deferred sale or purchase of real property based on a payment plan agreed upon by the seller and buyer. The title deed is issued only upon settlement of all payments.
Documents Required:
- Deferred Sale Contract.
- Sales and purchase agreement (SPA) (In case of sale from a developer).
- No Objection Certificate from the developer (in case of sale in the freehold areas).
- Sale Agreement (MOU).
- Emirates ID card or copies of valid passports for non-residents.
Sale Fees:
Seller
- 2% of the sale price
- Knowledge Dirham Fee: AED 20
- Innovation Dirham fees
Buyer
- 2% of the sale price
- Knowledge Dirham Fee: AED 20
- Innovation Dirham fees
Registration
Registration Trustee fees:
- Property purchase price equal to or exceeding 500,000: AED 4,000
- Property purchase price less than 500,000: AED 2,000
Finance Lease
Documentary requirements and costs to register a finance lease contract are as follows:
Documents required:
- Original title deed.
- Letter from the financer on the registration of the finance lease, stating the start and end date and the lease amount.
- Identity card of the owner (Emirates ID, passport).
Land Department Fees:
- 0.25% of the finance value.
- 580 AED title deed issuance fee.
Termination of Finance Lease
The documentary requirements and costs to terminate a finance lease are as follows:
Documents required:
- Lease title deed.
- NOC letter from the bank to terminate finance lease.
- Identity card of the owner.
Land Department Fees:
- Lease termination fee: AED 1,000.
- Title deed issuance fee: AED 580.
- Registration Trustee fees: AED 300.
Rent to Own Contract (Deferred Sale)
The following are the documentary requirements and costs to register a rent to own contract between a buyer of real property and financer. At the end of the term of contract, the ownership of real property is transferred to the buyer.
Documents Required
- Title Deed
- No Objection Certificate from the developer
- Deferred Sale Agreement
- Letter from the bank indicating the Ijarah amount with the start and end dates
- Copies of valid Passports or Emirates ID cards of the seller and buyer
- UAE Nationals (Citizen File Number + Copy of Nationality Certificate)
- Non-UAE nationals (A copy of the residence permit, No Objection Certificate or passport)
Land Department Fees
- Seller: 2% of the sale price
- Buyer: 2% of the sale price
- Title Deed issuance fees: AED 580
- Map Issuance Fees: Amount varies based on the type of real property.
- 0.25% of the rent amount
Registration Fees
- Property with a purchase price equal to or exceeding 500,000: AED 4,000
- Property with a purchase price less than 500,000: AED 2,000
This article has been updated as of March 2025.