我可以贷款购买迪拜房产吗？
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Yes! Whether you're a UAE national, an expatriate residing in Dubai, or a non-resident investor, you can qualify for mortgages to finance property purchases. However, loan-to-value ratios (LTV) will be lower for foreigners compared to UAE nationals.
What's the process for securing a mortgage in Dubai?
The process can be smooth if you meet the bank's requirements. Here are some of the documents you have to submit to qualify for a loan:
- Valid passport (as proof of identity)
- Bank statements (for the last 6 months; as proof of funds)
In some cases, you'll be asked to provide more documents such as:
- Tax returns (if applicable)
- Salary certificates or payslips (if you are a salaried individual)
- Trade license and audited financial statements (if you are self-employed)
- Details of any existing loans
However, please note that the requirements may vary according to each bank's specific eligibility criteria.
The easiest way to estimate how much you can borrow is to use fäm's Loan Mortgage Calculator,which factors property price, down payment, loan term, and interest rate. Talk to our fäm experts to help you make the right decision.
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