If you're based in Europe and have been thinking about buying property in Dubai, now might be the smartest time in years to act.
Why?
Because the euro has strengthened significantly against the UAE dirham, and that gives European buyers a rare financial advantage in one of the world’s most tax-friendly real estate markets.
Real Example: Your Money Now Buys More Property
Six months ago, €500,000 would have converted to roughly AED 1,880,000.
Today, that same amount converts to AED 2,110,000.
That’s an extra AED 230,000 just from the currency shift.
Imagine what you can do with that:
- Upgrade from a 1-bedroom to a 2-bedroom
- Move from city view to sea view
- Cover all your closing costs or furnish the unit
This isn't hypothetical. It’s happening now.
Why the EUR/AED Exchange Rate Matters
The euro has gained over 13% against the AED since early 2025.
While Dubai's real estate prices continue to rise, this currency edge gives European buyers a discounted entry point that's not available to everyone else.
What You Can Do With That Advantage
European expats and investors are leveraging this rate advantage in two powerful ways:
1. Off-Plan Payment Plans:
- Pay in fixed instalments over 3 to 8 years
- Lock in today's euro-AED rate
- Secure high-end projects at early pricing
2. Mortgage for Ready Properties:
- Fixed-rate mortgage in AED
- Rent out your unit for tax-free income
- Benefit from capital appreciation and euro strength
And yes, you don’t need to live in Dubai to make this work. Remote purchasing, online contracts, and full property management are available.
Why Dubai?
- No property tax, no capital gains tax, no rental tax
- Strong, regulated off-plan market
- Residency visas are available through property purchase
- Growing international demand
Act Before the Window Closes
Currency swings don’t last forever.
Today, your euros are worth more in Dubai than they were just months ago. If you’re serious about buying, this window could save you thousands.
Want help navigating your options?
Visit us at fäm Properties in Dubai Harbour or book a private Zoom consultation.
We’ll help you lock in the right deal, while your money goes further.